BoatLens
Menu

Deck boat

Four Winns HD220

Representative HD220 specs; OB and sterndrive versions differ.

Mainstream recreationalAverage-GoodOutboard or sterndrive

Length

22.1 ft

Fuel

44 gal / 167 L

Seats

11

Dry/curb weight

3,700 lb

Used buyer verdict

Four Winns HD220 is a 2014-2022 family bowrider for lake cruising and watersports, but older sterndrives carry more maintenance risk than simple outboards. The $72,500-$118,500 low confidence estimate should leave room for drive service, upholstery, floor/transom condition, and water-test results.

Model-level guidance. Inspect the actual listing before buying.

Beginner score

7/10

Cottage score

9/10

Fuel efficiency

5/10

Maintenance complexity

5/10

Market snapshot

Estimated range

$72,500-$118,500

Confidence

Low confidence

Based on

Reviewed range for this model

Range note

Based on a reviewed range for this model.

Best for

  • Families wanting more open seating and passenger movement than a small bowrider with seating for up to 11.
  • Cottage buyers who value swimming, lounging, and mixed cruising more than fishing specialization.
  • Buyers who want bowrider handling with a roomier deck-style layout.

Not ideal for

  • Buyers who need the easiest small-boat trailering footprint or a specialized fishing platform.
  • Buyers expecting premium fit and finish or true cruiser comfort.
  • Owners who want the lowest possible storage and fuel footprint.

Estimated ownership cost

$8,500-$13,300 / year

Uses the midpoint of this model's $72,500-$118,500 estimated used range. Includes insurance, storage, winterization, maintenance reserve, and fuel. Purchase price, tax, registration, inspection repairs, and trailer surprises are separate.

Estimated fuel cost

$800-$900 / season

Estimated using a representative Four Winns HD220 profile, a half-day family outing pattern, 22 seasonal outings, and the selected fuel price. Fuel price: $1.75 per litre. Load, speed, water conditions, towing, and engine setup can move the result.

Common buyer concerns

  • Older sterndrives can add bellows, gimbal, cooling-system, corrosion, and winterization risk.
  • Soft floors, wet transoms/stringers, upholstery wear, and trailer condition can change value.
  • Watersports use can raise fuel and maintenance exposure.
  • Propulsion variant
  • Fuel estimate is directional because exact engine and usage can vary by listing.

What to inspect before buying

  • Ownership, HIN, lien status, registration, trailer paperwork, keys, manuals, and included safety gear.
  • Cold start, idle, shifting, charging voltage, steering, cooling flow, alarms, and water-test behaviour for the Outboard or sterndrive setup.
  • Sterndrive bellows, gimbal bearing, u-joints, skeg, prop, trim rams, corrosion, manifolds/risers where applicable, and proof of drive service.
  • Trailer, tires, bearings, brakes, lights, bunks, winch, coupler, and tow rating for a boat around 3,700 lb dry before fuel and gear.
  • Annual service, winterization, impeller, oil, filters, battery, fuel-system, and storage records.

Quality and reputation

Common Ontario family bowrider/cruiser brand

Resale outlook

Resale is generally decent, with condition, engine package, upholstery, trailer setup, and service history doing most of the work.

Engine and layout

Best suited to Family deck boat, cottage entertaining, watersports. Common power options include Outboard or sterndrive variants depending model year. Compare drive type, horsepower, hours, and included equipment.

Specs are representative and should be checked against the exact year and trim. BoatLens ranges are planning estimates, not appraisals or quotes.